Sold
657 ALLEN Street, Ferndale, MI 48220
Sold on 05/09/2025 for$194,000
MLS # 20250019595 (Realcomp)
2 beds1 bath811 sqftBuilt 19410.11 acres
1 / 28
Listing Description
***All offers are due: Monday, March 31, 2025 at 12:00PM.*** Wonderful ranch in Ferndale with a bright open floor plan and tons of character throughout! Cheerful living room that flows effortlessly into the dining area and kitchen, creating the perfect setup for entertaining or cozy nights in. The kitchen features rich wood cabinetry, open shelving, and plenty of natural light. Two nice-sized bedrooms offer comfortable living, with a classic full bath just down the hall. The basement provides laundry space and lots of extra storage. Outside, enjoy a private fenced backyard with a handy storage shed and space to relax or garden. Located in a friendly neighborhood just minutes from local parks, downtown Ferndale shopping, dining, and entertainment. Welcome Home!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 811 sq ft home in Ferndale in Ferndale built in 1941.
Closed at $194,000 (about $239/sq ft).
Estimated annual property tax: $4,129, or about $344 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area811 sqft
Lot Size0.11 acres
Year Built1941
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/25/2025
Sold Date5/8/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,129
State Equalized Value$96,810
Taxable Value$54,050
Parcel #2534305051
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 464
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 657 ALLEN Street, Ferndale, MI 48220
Which school district serves 657 ALLEN Street, Ferndale, MI 48220?
Per MLS# 20250019595, 657 ALLEN Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 657 ALLEN Street, Ferndale, MI 48220?
Per MLS# 20250019595, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 657 ALLEN Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,129. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 657 ALLEN Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 657 ALLEN Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 657 ALLEN Street, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 657 ALLEN Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,200
Principal & interest$1,200
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Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
657 ALLEN Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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