For Sale
657 Crystal Avenue, Frankfort, MI 49635
$495,500
MLS # 26030078 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,527 sqftBuilt 19300.43 acres
1 / 35
Listing Description
Welcome to 657 Crystal Ave., a move-in-ready Frankfort home set on a large wooded lot near the edge of the city limits. With 3 bedrooms, 2 baths, and over 1,500 square feet, this home offers the comfort, updates, and location buyers are looking for. Over the last 15 years, more than $135,000 has been invested into the property, including a new metal roof, new siding with real stone accents, an upgraded front porch with matching stone and new steps, new furnace, new windows and French door throughout most of the home, new kitchen flooring and countertops, a fully remodeled upstairs bath, updated carpeting, decorative ceilings, and a gas fireplace insert. The main level includes the primary bedroom and bath, comfortable living spaces, and a cozy gas fireplace for the cooler Northern Michigan months. Upstairs, you will find two additional bedrooms, including one with a connected bonus space that would make a great small office, reading nook, or sitting area. The setting is one of the home
Source: SparkMLS
About this home
Located in Frankfort in Frankfort, this property offers 3-bedroom, 2-bath, 1,527 sq ft, with original construction dating to 1930.
Currently offered at $495,500 (about $324/sq ft).
Annual property taxes run approximately $3,169 ($264/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,527 sqft
Lot Size0.43 acres
Year Built1930
Stories2
Location
CityFrankfort
MunicipalityFrankfort
Zip Code49635
CountyBenzie
School DistrictFrankfort
Construction & Systems
StyleOther
ConstructionStone, Vinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/16/2026
Original Price$520,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,169
Tax Year2025
Assessed Value$80,191
Parcel #51-100-003-00
Source: SparkMLS
Legal Description
LOT 3 OLIVERS REPLAT FRANKFORT P.A. 657 CRYSTAL AVENUE 214/24; 1/99 347/609 WD; 03/02 417/523 WD; 1/20 2020R-00458 QC;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jon M Zickert
Real Estate One Beulah
Frequently Asked Questions about 657 Crystal Avenue, Frankfort, MI 49635
Which school district serves 657 Crystal Avenue, Frankfort, MI 49635?
Per MLS# 26030078, 657 Crystal Avenue, Frankfort, MI 49635 is in the Frankfort boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Frankfort directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26030078, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 657 Crystal Avenue, Frankfort, MI 49635?
Per public tax records, annual property taxes for this property are $3,169 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 657 Crystal Avenue, Frankfort, MI 49635 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 657 Crystal Avenue, Frankfort, MI 49635 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 657 Crystal Avenue, Frankfort, MI 49635?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Frankfort police department or the Benzie County sheriff's office.
Map
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Monthly payment$3,214
Principal & interest$3,214
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
657 Crystal Avenue, Frankfort, MI 49635
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Municipality
Frankfort
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