For Sale
6577 Cottage Trail, Gaylord, MI 49735
$1,600,000
MLS # 201841574
5 beds3 bathsBuilt 19981.7 acres
1 / 47
Listing Description
OTSEGO LAKE FRONT - 179 FEET OF private water front! We welcome you to the home through the covered porch with beautiful custom glass door, field stone fireplace reaching to the vaulted ceiling and panoramic lake views. The living area opens onto the 3 season sun porch with access to decks and sandy waterfront. The main floor continues with 3 bedrooms, including primary suite, 1 full bath,1 half bath & laundry room. Enter the walkout lower level with daylight windows, family room with second gas fireplace, kitchenette, 2 bedrooms, full bath,storage, second laundry area and entrance from lakeside. The home was built with attention to detail, energy efficient with low E glass,2 x 6 construction, attached 3 car garage, irrigation, paved drive, shed, pole barn and more ALL nestled on 1.7 acres, Age: 21-30 Years Approx.
Source: SparkMLS
About this home
5-bedroom, 3-bath home in Gaylord built in 1998.
Listed at $1,600,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Lot Size1.7 acres
Year Built1998
Location
CityGaylord
MunicipalityOtsego Lake Twp
Zip Code49735
CountyOtsego
Sale & Financing
Listed7/25/2026
Original Price$1,559,000
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 26, 2026
Price changed
$1,600,000($1,559,000 → $1,600,000)+2.6%
Jul 26, 2026
Active
Jul 20, 2026
Listed for sale
$1,559,000
Listed by Cindy Clark
COLDWELL BANKER SCHMIDT GAYLORD
Frequently Asked Questions about 6577 Cottage Trail, Gaylord, MI 49735
Is 6577 Cottage Trail, Gaylord, MI 49735 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Lake Twp police department or the Otsego County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$10,378
Principal & interest$10,378
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6577 Cottage Trail, Gaylord, MI 49735
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