For Sale
658 Allegan Street, Saugatuck, MI 49453
$515,000
MLS # 26010461 (Michigan Regional Information Center (MichRIC))
2 beds1 bath937 sqftBuilt 19300.19 acres
1 / 34
Listing Description
Location, location, location! This cottage 'On the Hill,'' is just a block or two from the lake, with seasonal views of Lake Kalamazoo from the wraparound sunroom. Craftsman style 2 bedroom, 1 bath home featuring newer windows, roof, furnace, and hot water heater. Plus a VERY large screened porch off the back (not included in square footage) and a large wood deck overlooking a private backyard. Parking is on the side on West St. Walking distance to town and close to the Saugatuck Center for the Arts and waterfront park. With a real wood fireplace, you'll enjoy the lake breezes in this charming cottage. Backyard extends to approximately the gravel driveway of the neighboring property. Nearby 813 Allegan St sold in 2024 for $625,000 for lot value, with a new home now going up. Some furnishings negotiable and being sold 'as is.'
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 2-bedroom, 1-bath, 937 sq ft, with original construction dating to 1930.
Asking $515,000 (about $550/sq ft).
Property tax estimate: $4,489 per year ($374/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area937 sqft
Lot Size0.19 acres
Year Built1930
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed5/24/2026
Original Price$579,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,489
Tax Year2025
Assessed Value$101,249
Parcel #03-57-507-054-00
Source: SparkMLS
Legal Description
LOT 54 BLOCK 7 EX COM 18' N OF SW COR SD LOT TH N 45' TH E 3' TH S 45' TH W 3' TO POB MORRISON'S ADDITION SEC 9 T3N R16W (87)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrea L Crossman
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 658 Allegan Street, Saugatuck, MI 49453
Which school district serves 658 Allegan Street, Saugatuck, MI 49453?
Per MLS# 26010461, 658 Allegan Street, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
What financing options are available for 658 Allegan Street, Saugatuck, MI 49453?
Per MLS# 26010461, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 658 Allegan Street, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $4,489 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 658 Allegan Street, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 658 Allegan Street, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 658 Allegan Street, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
Map
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Monthly payment$3,340
Principal & interest$3,340
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
658 Allegan Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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