For Sale
658 Rivers Terrace Road, Gladwin, MI 48624
$269,900
MLS # 201841420
3 beds2 baths0.78 acres
1 / 36
Listing Description
Welcome to your private lakefront retreat on all-sports Smallwood Lake! Boasting an impressive 170 feet of waterfront and situated on three lots totaling 0.78 acres, this property offers exceptional privacy, space, and breathtaking panoramic views. The thoughtfully designed split floor plan features 3 bedrooms and 2 full bathrooms, providing both comfort and functionality. Recent updates, including new flooring and new windows and new septic create a fresh, move-in-ready interior filled with natural light. Step outside to the expansive deck, where you can relax, entertain, or simply take in the incredible lake views. A large pole barn with 220-volt electrical service provides ample space for storage of those lake toys., Age: Unknown
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home sits in Gladwin.
Asking $269,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.78 acres
Location
CityGladwin
MunicipalityHay Twp
Zip Code48624
CountyGladwin
Sale & Financing
Listed7/12/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa M Welke
Nexus Realty Group LLC
Frequently Asked Questions about 658 Rivers Terrace Road, Gladwin, MI 48624
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 658 Rivers Terrace Road, Gladwin, MI 48624 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 658 Rivers Terrace Road, Gladwin, MI 48624 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 658 Rivers Terrace Road, Gladwin, MI 48624?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hay Twp police department or the Gladwin County sheriff's office.
Map
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
658 Rivers Terrace Road, Gladwin, MI 48624
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