Sold
6590 Swartout Road, Clay, MI 48001
Sold on 11/10/2025 for$375,000
MLS # 20251012134 (Realcomp)
4 beds2 baths1,762 sqftBuilt 19590.82 acres
1 / 53
Listing Description
Picture yourself driving down the tree lined winding country roads everyday, coming home to this beauty. This brick ranch style home has been completely remodeled throughout in 2022. It's the closet thing you will find to a brand new home. Half of the home has been gutted down to the studs. Inside you will find 4 spacious bedrooms, 2 full baths, 1st floor laundry room located right off the Primary Bedroom. The Primary bedroom features a deep walk-in closet and a new primary full bath located on the opposite side of the house from the other 3 rooms which offers additional privacy. The open concept is wonderful for entertaining. This home is located on just shy of an acre and backs up to privately owned farmland. The shed in the back was used for a chicken coop or you can just use it for storage. In 2024 a gorgeous exposed aggerate patio/bonfire area was added along with a circle driveway and concrete. This year the 2 1/2 car garage has been resided with new gutters and 100 Amps were added in 2022. House is equipped for a home generator (200 Amps). Some of the updates that were completed in 2022 are new windows, new septic field, new kitchen, baths, flooring, electrical, 2017 updates include A/C Unit, Hot Water (Tankless), Roof and Furnace. Everything is done and all you have to do is unpack!
Source: SparkMLS
About this home
Located in Clay Township in Clay, this property offers 4-bedroom, 2-bath, 1,762 sq ft, with original construction dating to 1959.
Closed at $375,000 (about $213/sq ft).
Property tax estimate: $3,168 per year ($264/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 5 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,762 sqft
Lot Size0.82 acres
Year Built1959
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorGenerator
Sale & Financing
Listed6/25/2025
Sold Date11/9/2025
Original Price$399,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,168
Parcel #140292013000
Source: SparkMLS
Legal Description
BEG AT INT OF C.L. OF SWARTOUT RD & E LINE OF W 1/2 OF E 1/2 OF NE 1/4, TH N 369.37' ON SAID E LINE, TH S 35D 6M W 302.2' TO RD C.L., TH S 54D 54M E 212.4' TO BEG. 0.82 A SEC 29 T3N R16E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tara Nysen
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Frequently Asked Questions about 6590 Swartout Road, Clay, MI 48001
Which school district serves 6590 Swartout Road, Clay, MI 48001?
Per MLS# 20251012134, 6590 Swartout Road, Clay, MI 48001 is in the Algonac Community School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac Community School District directly to confirm enrollment eligibility.
What financing options are available for 6590 Swartout Road, Clay, MI 48001?
Per MLS# 20251012134, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6590 Swartout Road, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $3,168. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6590 Swartout Road, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6590 Swartout Road, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6590 Swartout Road, Clay, MI 48001. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 6590 Swartout Road, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,529
Principal & interest$2,529
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Internet
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1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
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280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6590 Swartout Road, Clay, MI 48001
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Municipality
Clay Township
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