Sold
6596 W Virnetta Drive, Ludington, MI 49431
Sold on 05/26/2026 for$226,000
MLS # 26019661 (Michigan Regional Information Center (MichRIC))
3 beds2 baths960 sqftBuilt 19660.3 acres
1 / 23
Listing Description
AMAZING NORTHSIDE LUDINGTON LOCATION! This 3 bedroom, 1 1/2 bath home is situated on an oversized lot in desirable Pere Marquette Township. Recent updates include a newer furnace, central air conditioning, windows, and appliances. The full walkout basement adds excellent versatility, featuring a kitchen area and potential for a 4th bedroom, guest space, or a suite. Enjoy outdoor living with a spacious yard and a deck just off the kitchen. Conveniently located near Cartier Park's scenic walking trails and Lincoln Lake. Don't miss this opportunity!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 960 sq ft home in Ludington built in 1966.
Closed at $226,000 (about $235/sq ft).
Property tax estimate: $2,505 per year ($209/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area960 sqft
Lot Size0.3 acres
Year Built1966
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
Sale & Financing
Listed5/3/2026
Sold Date5/25/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,370
Tax Year2026
State Equalized Value$92,500
Taxable Value$50,078
Assessed Value$50,078
Homestead (PRE)100%
Parcel #010-500-000-013-00
Source: Public Records
Legal Description
SECTION 10, T18N, R18W. GRAKOL SUBDIVISION LOT #13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jackie Makowicki
Five Star RE Ludington
Frequently Asked Questions about 6596 W Virnetta Drive, Ludington, MI 49431
Which school district serves 6596 W Virnetta Drive, Ludington, MI 49431?
Per MLS# 26019661, 6596 W Virnetta Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 6596 W Virnetta Drive, Ludington, MI 49431?
Per MLS# 26019661, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6596 W Virnetta Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,370 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6596 W Virnetta Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6596 W Virnetta Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6596 W Virnetta Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$2,505
Monthly$209
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,629
Principal & interest$1,420
Property taxes$209
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6596 W Virnetta Drive, Ludington, MI 49431
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