Sold
660 18th Street, Otsego, MI 49078
Sold on 07/13/2026 for$218,000
MLS # 26025967 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,872 sqftBuilt 19662.88 acres
1 / 28
Listing Description
Country Living with Room to Grow! If you've been searching for a slice of privacy with room to breathe, this is the one. Nestled on 2.8 beautiful acres surrounded by mature trees, this spacious 3-bedroom, 1.5-bathroom ranch offers the perfect blend of country peace and everyday convenience. Step inside to find a classic, single-story layout with plenty of space to stretch out. While the interior is ready for a few modern updates and your personal style, the bones are solid and the potential is limitless.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,872 sq ft home built in 1966 sits in Otsego Township in Otsego.
This home sold for $218,000 (about $116/sq ft).
Annual property taxes run approximately $3,861 ($322/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,872 sqft
Lot Size2.88 acres
Year Built1966
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/29/2026
Sold Date7/12/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,861
Tax Year2025
Assessed Value$73,422
Parcel #17-210-006-00
Source: SparkMLS
Legal Description
See legal at brokers office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 660 18th Street, Otsego, MI 49078
Which school district serves 660 18th Street, Otsego, MI 49078?
Per MLS# 26025967, 660 18th Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 660 18th Street, Otsego, MI 49078?
Per MLS# 26025967, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 660 18th Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,861 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 660 18th Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 660 18th Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 660 18th Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
Map
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
660 18th Street, Otsego, MI 49078
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Municipality
Otsego Township
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