Sold
6605 Emerald Lake Drive, Troy, MI 48085
Sold on 04/07/2026 for$482,500
MLS # 20261010969 (Realcomp)
3 beds2 baths1,786 sqftBuilt 19750.27 acres
1 / 22
Listing Description
**HIGHEST/BEST OFFERS DUE MONDAY 3/9 AT 10AM **Don't miss your chance to own this stunning ranch in Emerald Lakes Village. Lovingly maintained by the original owner, this property showcases true pride of ownership. It features a spacious family room w/ a gas fireplace, cozy dining room, a living room w/ a generous picture window and beautiful hardwood floors. Come see the bright and sunny eat-in kitchen featuring quartz counters and custom cabinetry designed to accommodate all your kitchen and pantry needs. The thoughtfully situated 1st floor laundry room adds both convenience and functionality, featuring ample storage to keep your home tidy and well-organized. You'll also find brand new carpeting, a new roof in 2023, freshly painted interior, gutter guards and a new driveway/walk-way. Improved insulation too. You'll love the beautifully remodeled bathrooms, offering a serene, spa-like retreat! Enjoy your summers relaxing and entertaining on the expansive deck, surrounded by nature and complete with a hot tub (included) & a retractable awning for the ultimate outdoor retreat. Full unfinished basement with limitless possibilities! Enjoy lake privileges -- Residents of Emerald Lake Village benefit from exclusive beach access thru 3 private community entry points. Award winning Troy Schools too! Book your appointment today to discover the charm and character this home uniquely offers.
Source: SparkMLS
About this home
Located in Troy in Troy, this property offers 3-bedroom, 2-bath, 1,786 sq ft, with original construction dating to 1975.
Final sale price: $482,500 (about $270/sq ft).
Estimated annual property tax: $4,092, or about $341 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,786 sqft
Lot Size0.27 acres
Year Built1975
Stories1
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHot Tub Spa
Sale & Financing
Listed3/1/2026
Sold Date4/6/2026
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$250 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,092
State Equalized Value$196,170
Taxable Value$115,140
Parcel #2002251011
Source: Public Records
Legal Description
T2N, R11E, SEC 2 EMERALD LAKES VILLAGE NO 7 LOT 255
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Stacy Miletti
Real Estate One-Troy
Frequently Asked Questions about 6605 Emerald Lake Drive, Troy, MI 48085
Which school district serves 6605 Emerald Lake Drive, Troy, MI 48085?
Per MLS# 20261010969, 6605 Emerald Lake Drive, Troy, MI 48085 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261010969, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6605 Emerald Lake Drive, Troy, MI 48085?
Per public tax records, annual property taxes for this property are $4,092. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6605 Emerald Lake Drive, Troy, MI 48085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 6605 Emerald Lake Drive, Troy, MI 48085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6605 Emerald Lake Drive, Troy, MI 48085?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,134
Principal & interest$3,113
HOA$21
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6605 Emerald Lake Drive, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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