Sold
6642 Spinnaker Road, Crystal, MI 48818
Sold on 06/24/2026 for$165,000
MLS # 26026652 (Michigan Regional Information Center (MichRIC))
0.28 acres
1 / 20
Listing Description
6642 Spinnaker Road is a rare find -- the LAST vacant lot on Crystal Lake and the final buildable lot on Spinnaker Road's front row. This 0.28-acre parcel sits across the road from 30 feet of private lake frontage that includes a metal dock and pontoon hoist for immediate water access. Crystal Lake is Montcalm County's largest lake and stays busy all summer with boating, swimming, and lakeside fun. The real magic is the Crystal lifestyle: hop on your golf cart for ice cream runs, wave to neighbors, and enjoy sunset rides around the lake. If you've wanted to build a custom lake home exactly how you envision it, this is your chance. Once this lot sells, anyone else wanting new construction on Crystal Lake will have to buy an existing home and tear it down. Don't miss your opportunity to create your dream home on the very last available vacant lot on one of Michigan's most popular lakes.
Source: SparkMLS
About this home
Closed at $165,000.
Annual property taxes run approximately $1,151 ($96/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size0.28 acres
Location
CityCrystal
MunicipalityCrystal Twp
Zip Code48818
CountyMontcalm
School DistrictCentral Montcalm
Construction & Systems
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed6/2/2026
Sold Date6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,151
Tax Year2025
State Equalized Value$25,700
Taxable Value$25,700
Assessed Value$26,393
Parcel #005-007-878-27
Source: Public Records
Legal Description
LOT 27, NORWEST TACK NO. 2; ALSO PART OF W 3/8 OF SE 1/4 OF SEC 7 COM S 00 DEG 05' 16
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nathan Jones
Ensley Real Estate
Frequently Asked Questions about 6642 Spinnaker Road, Crystal, MI 48818
What school district is 6642 Spinnaker Road, Crystal, MI 48818 in?
Per MLS# 26026652, this property is served by Central Montcalm. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026652, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026652, the most recent reported annual property tax for 6642 Spinnaker Road, Crystal, MI 48818 is $1,151 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6642 Spinnaker Road, Crystal, MI 48818 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Crystal Twp police department or the Montcalm County sheriff's office.
Map
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Monthly payment$1,070
Principal & interest$1,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6642 Spinnaker Road, Crystal, MI 48818
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