For Sale
667 Bay Road, Bay City, MI 48706
$336,900
MLS # 50201678 (MiRealSource)
3 beds1 bathBuilt 19200.27 acres
1 / 24
Listing Description
OPEN HOUSE 5/31 12-2pm!! Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including updated electrical, a roof approximately 10 years old, and furnace and A/C system less than 15 years old. The living area and bedrooms have brand new carpet. You will LOVE waking up in the primary bedroom overlooking the water as you step right outside with your personal sliding door to the beach. Worried about storage? Attic has more room than you think with easy pull down stairs and a light. With direct water frontage enjoy jet skiing, kayaking, and fishing. In winter months, you have direct access to snowmobiling and ice fishing. Also close to state park trails, marinas, and the Bay City Yacht Club. Whether you're looking for a serene full-time residence or a peaceful getaway, this move-in ready waterfront gem is the one you have been looking for.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Bay City built in 1920.
Asking $336,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.27 acres
Year Built1920
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
School DistrictBangor
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed3/15/2026
Original Price$349,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Wisniewski
MI Skye Realty LLC
Frequently Asked Questions about 667 Bay Road, Bay City, MI 48706
What school district is 667 Bay Road, Bay City, MI 48706 in?
Per MLS# 50201678, this property is served by Bangor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50201678, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 667 Bay Road, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 667 Bay Road, Bay City, MI 48706 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
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Monthly payment$2,185
Principal & interest$2,185
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
667 Bay Road, Bay City, MI 48706
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