Pending
6700 Ratcliff Drive, Holland, MI 49423
$1,999,900
MLS # 26016081 (Michigan Regional Information Center (MichRIC))
5 beds5 baths3,893 sqftBuilt 20020.25 acres
1 / 42
Listing Description
Welcome to the good life! If you love Macatawa summers, West Michigan beaches, and the year-round lifestyle Holland offers, this is your chance to have the dream! 6700 Ratcliff offers deeded Lake Michigan access just steps from your front door. Multiple outdoor living spaces make the most of this special setting, while sparkling water views from inside remind you just how close the beach is. The front composite deck is the perfect place to enjoy warm morning sun, while the back patio offers a more private, shaded retreat with direct access to the mudroom. Rinse off sandy feet, tuck away beach gear in the mudroom, and get ready for the next adventure--this home was made for lake living. Inside, you'll find 5 bedrooms, including one oversized bunk room with space for 3 sets of bunks, plus 4.5 beautifully updated bathrooms with a spa-like feel, and multiple separate living and recreation areas.
Source: SparkMLS
About this home
This 5-bedroom, 5-bath, 3,893 sq ft home built in 2002 sits in Laketown Township in Holland.
Listed at $1,999,900 (about $514/sq ft).
Annual property taxes run approximately $17,043 ($1,420/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area3,893 sqft
Lot Size0.25 acres
Year Built2002
Stories1
Location
CityHolland
MunicipalityLaketown Twp
Zip Code49423
CountyAllegan
School DistrictHolland
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air, Radiant
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/16/2026
Original Price$2,150,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$17,043
Tax Year2025
Assessed Value$492,900
Parcel #11-004-002-00
Source: SparkMLS
Legal Description
See attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kersh Ruhl
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 6700 Ratcliff Drive, Holland, MI 49423
Which school district serves 6700 Ratcliff Drive, Holland, MI 49423?
Per MLS# 26016081, 6700 Ratcliff Drive, Holland, MI 49423 is in the Holland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holland directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26016081, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6700 Ratcliff Drive, Holland, MI 49423?
Per public tax records, annual property taxes for this property are $17,043 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6700 Ratcliff Drive, Holland, MI 49423 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 6700 Ratcliff Drive, Holland, MI 49423 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6700 Ratcliff Drive, Holland, MI 49423?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Laketown Twp police department or the Allegan County sheriff's office.
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Monthly payment$12,971
Principal & interest$12,971
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6700 Ratcliff Drive, Holland, MI 49423
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Municipality
Laketown Township
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