Pending
6707 W Decker Road, Ludington, MI 49431
$251,100
MLS # 26008805 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,569 sqftBuilt 19401.01 acres
1 / 30
Listing Description
Welcome to this charming 3-bedroom, 1.5-bath home situated on a beautiful 1-acre property just 1.5 miles from Lake Michigan. Thishome offers a wonderful blend of comfort, space, and convenience. The kitchen features durable solid surface countertops, perfect foreveryday living and entertaining. Enjoy relaxing mornings or evenings in the enclosed porch, or step outside to the multiple decksoverlooking the spacious yard. The home includes a full unfinished basement, offering endless potential for additional living space, aworkshop, or extra storage. Outside, you'll find two detached garages, providing ample room for vehicles, tools, hobbies, and all your storage needs.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,569 sq ft home built in 1940 sits in Ludington.
Asking $251,100 (about $160/sq ft).
Annual property taxes run approximately $2,453 ($204/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,569 sqft
Lot Size1.01 acres
Year Built1940
Stories2
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/8/2026
Original Price$279,000
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$2,453
Tax Year2025
Assessed Value$56,246
Parcel #53-007-103-006-01
Source: SparkMLS
Legal Description
see documents (lengthy)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marianne K Quist
RE/MAX Central-Cadillac
Frequently Asked Questions about 6707 W Decker Road, Ludington, MI 49431
Which school district serves 6707 W Decker Road, Ludington, MI 49431?
Per MLS# 26008805, 6707 W Decker Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 6707 W Decker Road, Ludington, MI 49431?
Per MLS# 26008805, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6707 W Decker Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,453 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6707 W Decker Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6707 W Decker Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6707 W Decker Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,629
Principal & interest$1,629
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6707 W Decker Road, Ludington, MI 49431
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