For Sale
674 E Webster Street, Ferndale, MI 48220
$259,900
MLS # 20261041924 (Realcomp)
3 beds2 baths1,220 sqftBuilt 19410.09 acres
1 / 22
Listing Description
Fantastic TURNKEY 3bd 2ba RANCH with full basement and garage. 2bd on first floor, 3rd in basement with egress. Better than brick, this exterior is completely stone. Hardwood floors throughout, open, eat-in kitchen with natural stone countertop and stainless steel appliances. Recessed lighting throughout. The full, DRY, mostly finished basement is the perfect hangout spot, has a bedroom and full bathroom with stand-up shower, laundry room, and plenty of storage. Enjoy Michigan summers on the oversized back deck. Backyard is FULLY FENCED. This home is conveniently located close to Downtown Ferndale, all major thoroughfares, and all the shopping, restaurants, and nightlife are just a stones throw away! Newer roof, and mechanicals.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,220 sq ft home in Ferndale in Ferndale built in 1941.
Asking $259,900 (about $213/sq ft).
Property tax estimate: $6,039 per year ($503/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,220 sqft
Lot Size0.09 acres
Year Built1941
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionStone
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,039
State Equalized Value$83,370
Taxable Value$83,370
Parcel #2535352021
Source: Public Records
Legal Description
T1N, R11E, SEC 35 HUGO SCHERER'S SUB LOT 97, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jerome Dixon
Signature Sotheby's International Realty Bham
Frequently Asked Questions about 674 E Webster Street, Ferndale, MI 48220
Which school district serves 674 E Webster Street, Ferndale, MI 48220?
Per MLS# 20261041924, 674 E Webster Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261041924, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 674 E Webster Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,039. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 674 E Webster Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 674 E Webster Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 674 E Webster Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
674 E Webster Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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