Sold
677 Amy Avenue, Traverse City, MI 49686
Sold on 04/14/2026 for$280,000
MLS # 20251061514 (Realcomp)
3 beds1 bath864 sqftBuilt 19700.34 acres
1 / 10
Listing Description
Cute and tidy ranch on the edge of Traverse City. Hdwd floors, tile bath, hickory cabinets with concrete counters. Decks front and rear, attached/insulated 2 car garage. New furnace 2024, New septic w/GT County specs featuring a raised bed system. Backs to community parkland with disk golf.
Source: SparkMLS
About this home
Located in Traverse City, this property offers 3-bedroom, 1-bath, 864 sq ft, with original construction dating to 1970.
This home sold for $280,000 (about $324/sq ft).
Property tax estimate: $1,031 per year ($86/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area864 sqft
Lot Size0.34 acres
Year Built1970
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
School DistrictTraverse City
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed12/23/2025
Sold Date4/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,031
Parcel #280375008800
Source: SparkMLS
Legal Description
LOT 88 SWIGARTS SUNSET TERRACE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 677 Amy Avenue, Traverse City, MI 49686
Which school district serves 677 Amy Avenue, Traverse City, MI 49686?
Per MLS# 20251061514, 677 Amy Avenue, Traverse City, MI 49686 is in the Traverse City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Traverse City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251061514, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 677 Amy Avenue, Traverse City, MI 49686?
Per public tax records, annual property taxes for this property are $1,031. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 677 Amy Avenue, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 677 Amy Avenue, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 677 Amy Avenue, Traverse City, MI 49686. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 677 Amy Avenue, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,816
Principal & interest$1,816
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteUnlicensed Fixed WirelessLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
677 Amy Avenue, Traverse City, MI 49686
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