Sold
677 Lake Drive, Coldwater, MI 49036
Sold on 10/31/2024 for$689,000
MLS # 24055281 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,031 sqftBuilt 19400.6 acres
1 / 57
Listing Description
Charming Lakefront 3-Bed, 3.5-Bath Home on Coldwater Lake with South Chain Access. This stunning 3-bedroom, 3.5-bathroom lakefront property is located on highly sought-after Coldwater Lake, with 125 feet of private lake frontage and direct access to the beautiful South Chain of Lakes. Currently operating as a profitable Airbnb, this home boasts an open-concept main floor perfect for entertaining. The kitchen features a large center island, flowing seamlessly into the living room with a cozy fireplace. A wall of windows in the family room showcases breathtaking views of the lake. The spacious primary bedroom on the main floor also offers incredible lake views, accompanied by a private full bath. Upstairs, you'll find two additional large bedrooms, along with a convenient half bath.
Source: SparkMLS
About this home
Located in Coldwater, this property offers 3-bedroom, 4-bath, 2,031 sq ft, with original construction dating to 1940.
Final sale price: $689,000 (about $339/sq ft).
Estimated annual property tax: $5,314, or about $443 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 10 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,031 sqft
Lot Size0.6 acres
Year Built1940
Stories2
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorGarage Door Opener, Guest Quarters, Center Island, Eat-in Kitchen
Sale & Financing
Listed10/19/2024
Sold Date10/30/2024
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,314
Tax Year2024
Assessed Value$302,233
Parcel #110-E10-000-001-99
Source: SparkMLS
Legal Description
LOT 1 OF AMENDED PLAT OF LOTS 1, 2, 3 & 4 OF ECHTINAW HOMESTEAD EXC BEG AT A 1/2'' REBAR FOUND AT THE NLY MOST COR OF LOT 1 AND RUNNING TH S 63DEG 54MIN 21SEC W 100.23FT RECORDED AS S 63DEG 47MIN 25SEC W 100.16FT TO A 1/2'' REBAR FOUND TH S 21DEG 22MIN 14SEC E 4.20FT RECORDED AS S 23DEG 12MIN 29SEC E 4.00FT TO A 1/2'' REBAR FOUND TH N 63DEG 54MIN 21SEC E 100.35FT TO A CAPPED REBAR SET ON THE ELY L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts
Real Broker LLC
Frequently Asked Questions about 677 Lake Drive, Coldwater, MI 49036
What school district is 677 Lake Drive, Coldwater, MI 49036 in?
Per MLS# 24055281, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 24055281, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24055281, the most recent reported annual property tax for 677 Lake Drive, Coldwater, MI 49036 is $5,314 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 677 Lake Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 677 Lake Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 677 Lake Drive, Coldwater, MI 49036?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 677 Lake Drive, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed Wireless
10 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMetaLINK Technologies IncUnlicensed Fixed Wireless
200 MbpsHughesNetSatellite
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsDMCI Broadband LLCFixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
677 Lake Drive, Coldwater, MI 49036
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