For Sale
6774 Mears Road, Ludington, MI 49431
$1,100,000
MLS # 26021022 (Michigan Regional Information Center (MichRIC))
5 beds4 baths5,140 sqftBuilt 20194.89 acres
1 / 55
Listing Description
Welcome to one of Hamlin Lake's most impressive custom built waterfront homes. This 2019 masterpiece is set on almost 5 acres and 341 ft of shoreline. 22' boat slip with hoist. Designed for lifestyle, entertainment and long term enjoyment. This 5 bed 4 bath home has 2 tiki bars (because one is never enough), whole house generator, main level primary suite with jacuzzi tub and walk in tile shower. Chef's kitchen with island seating for 6, pantry and stainless steel appliances.Walkout lower level is a destination all its own with full wet bar (dishwasher,sink,refrigerator) and a third living room.5th bedroom is currently configured as a professional grade home gym. 2 car attached garage, 30x24 heated detached garage/workshop,custom built sauna, 16x40 outbuilding with solar lighting, horseshoe drive. Room for additional outbuildings. Upper level features 2 spacious bedrooms, full bath and additional living area perfect for extended family and guests. Call today for your private tour!
Source: SparkMLS
About this home
5-bedroom, 4-bath, 5,140 sq ft home in Ludington built in 2019.
Currently offered at $1,100,000 (about $214/sq ft).
Annual property taxes run approximately $6,348 ($529/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area5,140 sqft
Lot Size4.89 acres
Year Built2019
Stories2
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorWet Bar, Center Island, Pantry
Sale & Financing
Listed5/7/2026
Original Price$1,150,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,348
Tax Year2025
Assessed Value$249,825
Parcel #5300712002200,022-00,023-00
Source: SparkMLS
Legal Description
see file, includes 3 parcel numbers
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lois Mitzelfeld
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 6774 Mears Road, Ludington, MI 49431
Which school district serves 6774 Mears Road, Ludington, MI 49431?
Per MLS# 26021022, 6774 Mears Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26021022, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6774 Mears Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $6,348 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6774 Mears Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6774 Mears Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6774 Mears Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6774 Mears Road, Ludington, MI 49431
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