Sold
6812 W Decker Road, Ludington, MI 49431
Sold on 07/01/2026 for$319,000
MLS # 50200744 (MiRealSource)
4 beds2 bathsBuilt 19600.68 acres
1 / 41
Listing Description
Welcome to 6812 W Decker Rd in Ludington! This 4-bedroom, 2-bath home offers a great mix of updated living space, functionality, and extra room to spread out. Inside, you’ll find a spacious kitchen with stainless steel appliances, updated flooring, neutral paint colors, and large living areas with plenty of natural light. The finished lower-level space adds flexibility for a family room, office, hobby area, or additional storage. Outside, the property features a detached 2-car garage, large driveway, fenced backyard area, front and rear decks, and a generous lot in a convenient Hamlin Township location near Ludington amenities, schools, and Lake Michigan recreation. Buyer and buyer’s agent to verify all information.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Ludington built in 1960.
Final sale price: $319,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.68 acres
Year Built1960
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed3/3/2026
Sold Date6/30/2026
Original Price$330,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #00703404801
Source: SparkMLS
Legal Description
** NEW 2017 ** SPLIT ON 12/12/2016 FROM 007-034-048-00; COMM AT S 1/4 COR FOR POB TH S 89 DEG 54'36' W ALG S SEC LINE 166.16 FT TH N 00 DEG 32'03'W 178.18 FT TH N 89 DEG 54'36'E 165.77 FT TO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rick Willson
JPAR - Great Lakes Bay Region
Frequently Asked Questions about 6812 W Decker Road, Ludington, MI 49431
What school district is 6812 W Decker Road, Ludington, MI 49431 in?
Per MLS# 50200744, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50200744, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 6812 W Decker Road, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6812 W Decker Road, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,069
Principal & interest$2,069
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6812 W Decker Road, Ludington, MI 49431
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