Sold
6816 W Victory Drive, Ludington, MI 49431
Sold on 06/22/2026 for$229,900
MLS # 26023839 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,262 sqftBuilt 19580.5 acres
1 / 35
Listing Description
UP-NORTH CHARM in a great location! This 3-bedroom ranch offers single-level living close to everything you love about Ludington! Set on a half-acre in the woods just a stone's throw from Hamlin Lake, the rustic feel of this one lets you forget all your troubles and just take in the northwoods. Newer carpet and roof, a trusty boiler for trouble-free heat and barnwood accents give this one a warm, comfy vibe no matter the season. The dining room is big enough for the the whole bunch to eat breakfast at once. The covered concrete porch out back has a great view of the flowering trees and the woods where deer come out each night. The one-car garage has a workbench and a smooth door. All less than a mile from Hamlin Lake's Duneview boat ramp!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,262 sq ft home in Ludington built in 1958.
This home sold for $229,900 (about $182/sq ft).
Estimated annual property tax: $1,725, or about $144 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,262 sqft
Lot Size0.5 acres
Year Built1958
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage1 space
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Cable Available
InteriorBroadband, LP Tank Rented
Sale & Financing
Listed5/20/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,973
Tax Year2025
State Equalized Value$68,500
Taxable Value$44,119
Assessed Value$45,310
Parcel #007-220-486-00
Source: Public Records
Legal Description
X HAMLIN LAKE ESTATES NO. 1 LOTS 13, 22, 23 & 24 BLOCK 47
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Mulherin
CENTURY 21 Bayshore
Frequently Asked Questions about 6816 W Victory Drive, Ludington, MI 49431
What school district is 6816 W Victory Drive, Ludington, MI 49431 in?
Per MLS# 26023839, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6816 W Victory Drive, Ludington, MI 49431?
Per MLS# 26023839, the seller has indicated this property accepts the following financing types: Cash, FHA, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023839, the most recent reported annual property tax for 6816 W Victory Drive, Ludington, MI 49431 is $1,973 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6816 W Victory Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6816 W Victory Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$1,725
Monthly$144
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,635
Principal & interest$1,491
Property taxes$144
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6816 W Victory Drive, Ludington, MI 49431
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