Pending
68436 Oak Street, Richmond, MI 48062
$299,999
MLS # 20261043694 (Realcomp)
2 beds2 baths2,350 sqftBuilt 19180.29 acres
1 / 43
Listing Description
***MULTIPLE OFFERS*** HIGHEST AND BEST DUE 6/15/26 BY 6PM Welcome home to this charming 2 bedroom home located in the heart of Richmond! There is a bonus room in the basement that can easily be converted to a 3rd bedroom or an at home office. Situated on a spacious lot, this property offers comfortable living space with plenty of room for family and entertaining. Features include a large covered front porch, spacious living room, formal dining area, and an oversized kitchen with abundant storage. The detached heated garage provides additional space for vehicles, tools, or hobbies. Conveniently located within walking distance to downtown Richmond, schools, parks, shopping, and restaurants. Enjoy small town living with easy access to major roadways. A great opportunity to own a home with character, space, and a desirable location!
Source: SparkMLS
About this home
Located in Richmond in Richmond, this property offers 2-bedroom, 2-bath, 2,350 sq ft, with original construction dating to 1918.
Listed at $299,999 (about $128/sq ft).
Estimated annual property tax: $2,667, or about $222 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,350 sqft
Lot Size0.29 acres
Year Built1918
Stories2
Location
CityRichmond
MunicipalityRichmond Twp
Zip Code48062
CountyMacomb
School DistrictRichmond
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,667
State Equalized Value$120,000
Taxable Value$60,419
Parcel #06-01-153-003
Source: Public Records
Legal Description
ASSESSOR'S PLAT NO 6, BEING A REPLAT OF THE TOWN OF RIDGEWAY EXCEPT BLK A AND EXCEPT LOTS 4 TO 10 OF BLK M LOT 146 CITY OF RICHMOND.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jaclyn Gureghian
Mitten Realty Group LLC
Frequently Asked Questions about 68436 Oak Street, Richmond, MI 48062
What school district is 68436 Oak Street, Richmond, MI 48062 in?
Per MLS# 20261043694, this property is served by Richmond. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 68436 Oak Street, Richmond, MI 48062?
Per MLS# 20261043694, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261043694, the most recent reported annual property tax for 68436 Oak Street, Richmond, MI 48062 is $2,667. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 68436 Oak Street, Richmond, MI 48062 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 68436 Oak Street, Richmond, MI 48062 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
68436 Oak Street, Richmond, MI 48062
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Municipality
Richmond
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County
Macomb County
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