Sold
685 Townsend Court, Algonac, MI 48001
Sold on 02/18/2026 for$300,000
MLS # 50190315 (MiRealSource)
3 beds2 bathsBuilt 20030.33 acres
1 / 32
Listing Description
Charming Ranch Home on a Serene Dead-End Street – Walking distance to the boardwalk & the Riverfront! Welcome to this beautifully maintained, move-in ready 3-bedroom, 2-bathroom Ranch-style home, perfectly situated on a quiet, tree-lined dead-end street. From the moment you step inside, you’ll be greeted by soaring vaulted ceilings and an abundance of natural light that fills the spacious living room — the perfect place to relax by the cozy gas fireplace. Step outside to unwind on the covered back patio, ideal for morning coffee or evening gatherings. Enjoy the best of both comfort and convenience, with walkable access to downtown, the St. Clair River boardwalk, and nearby marinas. This gem is truly move-in ready — just bring your personal touch and start living the lifestyle you’ve been dreaming of. Don’t miss out — schedule your private showing today!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 2-bath, with original construction dating to 2003.
Closed at $300,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.33 acres
Year Built2003
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed10/1/2025
Sold Date2/17/2026
Original Price$319,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Schneider
KW Platinum
Frequently Asked Questions about 685 Townsend Court, Algonac, MI 48001
Which school district serves 685 Townsend Court, Algonac, MI 48001?
Per MLS# 50190315, 685 Townsend Court, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50190315, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 685 Townsend Court, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 685 Townsend Court, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 685 Townsend Court, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 685 Townsend Court, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$2,010
Principal & interest$2,010
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
685 Townsend Court, Algonac, MI 48001
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Municipality
Clay Township
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