Sold
686 4th Avenue, Pontiac, MI 48340
Sold on 10/24/2025 for$185,000
MLS # 20251036748 (Realcomp)
3 beds2 baths1,683 sqftBuilt 19460.15 acres
1 / 32
Listing Description
Welcome to 686 4th Avenue, Pontiac 48340. This charming bungalow features 3 bedrooms, 1.1 baths, and a 2-car detached garage. The main floor offers a bright and inviting living room, a dining area with backyard views, and a functional kitchen with generous cabinet space. Upstairs bedrooms provide both privacy and versatility, while the lower level offers added storage and utility space. Step outside and enjoy the backyard that is ideal for entertaining, gardening, or simply relaxing. Conveniently located near schools, shopping, parks, and major roadways, this home combines comfort, charm, and everyday practicality at an excellent value.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,683 sq ft home built in 1946 sits in Pontiac in Pontiac.
Final sale price: $185,000 (about $110/sq ft).
Estimated annual property tax: $1,811, or about $151 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,683 sqft
Lot Size0.15 acres
Year Built1946
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed9/15/2025
Sold Date10/23/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,811
State Equalized Value$51,750
Taxable Value$46,250
Parcel #1416406012
Source: Public Records
Legal Description
T3N, R10E, SEC 16 JOSLYN GARDEN'S SUB LOT 125
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nixon Yang
REMAX City Centre
Frequently Asked Questions about 686 4th Avenue, Pontiac, MI 48340
Which school district serves 686 4th Avenue, Pontiac, MI 48340?
Per MLS# 20251036748, 686 4th Avenue, Pontiac, MI 48340 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251036748, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 686 4th Avenue, Pontiac, MI 48340?
Per public tax records, annual property taxes for this property are $1,811. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 686 4th Avenue, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 686 4th Avenue, Pontiac, MI 48340 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 686 4th Avenue, Pontiac, MI 48340. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 686 4th Avenue, Pontiac, MI 48340?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,200
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
686 4th Avenue, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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