Sold
686 E Columbia Avenue, Pontiac, MI 48340
Sold on 08/15/2025 for$140,000
MLS # 20251013961 (Realcomp)
2 beds1 bath1,300 sqftBuilt 19570.15 acres
1 / 10
Listing Description
Charming starter or retirement home flowing ranch with hardwood floors in North Pontiac featuring 2 large bedrooms and 1 full bath. Ceramic tile kitchen with new appliances, which are included in price, and opens to spacious living room with loads of windows for loads of indirect lighting. Full basement partially finished with possible 3rd bedroom. Extra large fenced back yard. One car detached garage and an additional shed for storage. Close to Great Lakes Crossing for entertainment, dining and shopping. Easy 1-75 access. BATVIA
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,300 sq ft home in Pontiac in Pontiac built in 1957.
Final sale price: $140,000 (about $108/sq ft).
Annual property taxes run approximately $1,442 ($120/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,300 sqft
Lot Size0.15 acres
Year Built1957
Stories1
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed7/2/2025
Sold Date8/14/2025
Original Price$150,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,442
State Equalized Value$44,480
Taxable Value$36,460
Parcel #1416405012
Source: Public Records
Legal Description
T3N, R10E, SEC 16 JOSLYN GARDEN'S SUB LOT 27
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Karen Helland
KW Showcase Realty
Frequently Asked Questions about 686 E Columbia Avenue, Pontiac, MI 48340
What school district is 686 E Columbia Avenue, Pontiac, MI 48340 in?
Per MLS# 20251013961, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251013961, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251013961, the most recent reported annual property tax for 686 E Columbia Avenue, Pontiac, MI 48340 is $1,442. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 686 E Columbia Avenue, Pontiac, MI 48340 eligible for USDA financing?
Per USDA Rural Development boundary data, 686 E Columbia Avenue, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 686 E Columbia Avenue, Pontiac, MI 48340 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 686 E Columbia Avenue, Pontiac, MI 48340?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
686 E Columbia Avenue, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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