For Sale
686 N Perry Street, Pontiac, MI 48342
$119,000
MLS # 20261034581 (Realcomp)
3 beds1 bath1,395 sqftBuilt 19200.17 acres
1 / 27
Listing Description
Welcome to 686 N Perry St., a charming turnkey home located in the heart of Pontiac. This well-maintained home features 3 spacious bedrooms and 1 full bathroom, making it a great opportunity for first-time buyers, investors, or anyone looking for an affordable move-in-ready property in good condition plus an A/C unit for added comfort. Inside, you’ll find a comfortable layout ready for its new owner to make it their own. Step outside to enjoy the large backyard with plenty of space for parking, entertaining guests, or relaxing around the fire pit on cool evenings. While the property is conveniently close to major roads, local amenities, and public transit, access to the home is through Harper St., offering a quieter setting with less through traffic. Offered at an affordable price for a home in good condition, this property combines value, location, and functionality all in one package. Don’t miss your opportunity to own this great home in a growing community. Schedule your showing today!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,395 sq ft home built in 1920 sits in Pontiac in Pontiac.
Currently offered at $119,000 (about $85/sq ft).
Property tax estimate: $1,131 per year ($94/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,395 sqft
Lot Size0.17 acres
Year Built1920
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionStucco
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/13/2026
Original Price$129,000
Terms AcceptedCash, Conventional, FHA, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$1,131
State Equalized Value$41,700
Taxable Value$28,640
Parcel #1421377001
Source: Public Records
Legal Description
T3N, R10E, SEC 21 MODERN HOUSING CORPORATION ADDITION THAT PT OF LOT 221 LYING SELY OF THE SELY LI OF PERRY ST AS NOW LAID OUT & EST., ALSO THAT PART OF VAC 1/2 OF LOT 621 (ALLEY) ADJ TO SAME L 11283 P 385 3-12-09 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sergio Taylor
National Realty Centers, Inc
Frequently Asked Questions about 686 N Perry Street, Pontiac, MI 48342
What school district is 686 N Perry Street, Pontiac, MI 48342 in?
Per MLS# 20261034581, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261034581, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Land Contract. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261034581, the most recent reported annual property tax for 686 N Perry Street, Pontiac, MI 48342 is $1,131. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 686 N Perry Street, Pontiac, MI 48342 eligible for USDA financing?
Per USDA Rural Development boundary data, 686 N Perry Street, Pontiac, MI 48342 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 686 N Perry Street, Pontiac, MI 48342 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$772
Principal & interest$772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
686 N Perry Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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