Sold
686 W Bluff Court, 23, Rochester Hills, MI 48307
Sold on 05/07/2026 for$485,000
MLS # 20261017629 (Realcomp)
3 beds4 baths3,037 sqftBuilt 2002
1 / 43
Listing Description
IMPRESSIVE MOVE IN READY THREE BEDROOM, THREE AND HALF BATH. OPEN FLOOR PLAN, HARDWOOD FLOORS THROUGHOUT FIRST FLOOR. FIRST FLOOR PRIMARY SUITE WITH TWO WALK IN CLOSETS, FIRST FLOOR LAUNDRY, ABUNDANT AMOUNT OF STORAGE. UPSTAIRS LOFT LEADS TO ANOTHER LARGE BEDROOM AND FULL BATHROOM LOFT LOOKS OVER GREATROOM AND KITCHEN. LOWER LEVEL OFFERS WET BAR, LARGE BEDROOM AND FULL BATH AND LARGE GATHERING AREA WITH WALKOUT TO PATIO.HOA INCLUDES BUILDING MAINTENANCE, SNOW, LAWN AND TRASHNEW ROOF 2025, FURNACE 2015 HOT WATER TANK 2017
Source: SparkMLS
About this home
3-bedroom, 4-bath, 3,037 sq ft home in Rochester Hills in Rochester Hills built in 2002.
Final sale price: $485,000 (about $160/sq ft).
Estimated annual property tax: $5,697, or about $475 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area3,037 sqft
Year Built2002
Stories2
Location
CityRochester Hills
MunicipalityRochester Hills
Zip Code48307
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/18/2026
Sold Date5/6/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$425 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$5,697
State Equalized Value$203,140
Taxable Value$189,810
Parcel #1502452023
Source: Public Records
Legal Description
T3N, R11E, SEC 2 OAKLAND COUNTY CONDOMINIUM PLAN NO 1458 MILL STREAM VILLAGE UNIT 23 L26486 P670 9-9-02 FR 451-001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Diane E Losee
Real Estate One-Troy
Frequently Asked Questions about 686 W Bluff Court, 23, Rochester Hills, MI 48307
Which school district serves 686 W Bluff Court, 23, Rochester Hills, MI 48307?
Per MLS# 20261017629, 686 W Bluff Court, 23, Rochester Hills, MI 48307 is in the Rochester boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rochester directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261017629, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 686 W Bluff Court, 23, Rochester Hills, MI 48307?
Per public tax records, annual property taxes for this property are $5,697. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 686 W Bluff Court, 23, Rochester Hills, MI 48307 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 686 W Bluff Court, 23, Rochester Hills, MI 48307 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 686 W Bluff Court, 23, Rochester Hills, MI 48307?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,667
Principal & interest$3,242
HOA$425
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
686 W Bluff Court, 23, Rochester Hills, MI 48307
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Municipality
Rochester Hills
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County
Oakland County
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