Pending
6867 S 3 Mile Road, Bay City, MI 48706
$158,000
MLS # 50199892 (MiRealSource)
2 beds1 bathBuilt 19600.46 acres
1 / 28
Listing Description
Get ready to fall in love with this meticulously maintained home, perfectly updated over the years and just waiting for its new owners! Step inside to find fresh paint throughout, modern vinyl windows, and stylish ceramic flooring in both the kitchen and bathroom. You’ll appreciate the convenience of a 1.5 car attached garage and a full basement that provides abundant storage while also offering a fantastic space for additional living. Nestled on nearly half an acre, the backyard is a serene oasis, complete with a lovely deck that’s perfect for enjoying every season! Ideally situated near the Tri-Cities, you’ll have easy access to work, shopping, and healthcare. As soon as you arrive, you’ll know this is the one you’ve been searching for!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Bay City built in 1960.
Asking $158,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.46 acres
Year Built1960
Location
CityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed2/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alicia Manceau
Century 21 Signature Realty Midland
Frequently Asked Questions about 6867 S 3 Mile Road, Bay City, MI 48706
What school district is 6867 S 3 Mile Road, Bay City, MI 48706 in?
Per MLS# 50199892, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50199892, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 6867 S 3 Mile Road, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6867 S 3 Mile Road, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,025
Principal & interest$1,025
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6867 S 3 Mile Road, Bay City, MI 48706
View full property history →
Get email alerts for new listings near 6867 S 3 Mile Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.