Sold
690 E Chesterfield Street, Ferndale, MI 48220
Sold on 07/03/2025 for$175,000
MLS # 20251001343 (Realcomp)
3 beds1 bath691 sqftBuilt 19400.12 acres
1 / 33
Listing Description
**Highest & Best by Wed 6/4 @ 10:00 am** Welcome to this delightful and well-maintained bungalow in the heart of Ferndale! Featuring beautiful hardwood floors and an open-concept layout, the kitchen flows seamlessly into the bright and inviting living room—perfect for entertaining or everyday living. The main floor offers two generously sized bedrooms, while the spacious upstairs master retreat provides added privacy and comfort.Downstairs, enjoy a finished basement with a versatile office or recreation space—ideal for working from home, hobbies, or relaxing. A detached two-car garage adds convenience and extra storage.Full of character and move-in ready, this home is a wonderful opportunity to become part of the vibrant Ferndale community!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 1-bath, 691 sq ft, with original construction dating to 1940.
Closed at $175,000 (about $253/sq ft).
Property tax estimate: $3,415 per year ($285/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area691 sqft
Lot Size0.12 acres
Year Built1940
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/28/2025
Sold Date7/2/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,415
State Equalized Value$89,450
Taxable Value$48,420
Parcel #2535354020
Source: Public Records
Legal Description
T1N, R11E, SEC 35 FRANK GRIX SUB LOT 80
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kimberly Nagy Street
EXP Realty Nagy Group
Frequently Asked Questions about 690 E Chesterfield Street, Ferndale, MI 48220
What school district is 690 E Chesterfield Street, Ferndale, MI 48220 in?
Per MLS# 20251001343, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251001343, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251001343, the most recent reported annual property tax for 690 E Chesterfield Street, Ferndale, MI 48220 is $3,415. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 690 E Chesterfield Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 690 E Chesterfield Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 690 E Chesterfield Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 690 E Chesterfield Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
690 E Chesterfield Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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