For Sale
6935 Swan Creek Road, Saginaw, MI 48609
$104,900
MLS # 50197702 (MiRealSource)
3 beds1 bathBuilt 19000.91 acres
1 / 24
Listing Description
This 3-bedroom, 1-bath Cape Cod–style home sits on nearly an acre, offering plenty of space and potential. The classic layout provides cozy living areas and a functional floor plan, ready for your personal touch. While the home is in need of some TLC, it presents a great opportunity for buyers looking to renovate, invest, or create their own vision. The generous lot offers room to expand, garden, or simply enjoy the peaceful setting. A solid opportunity for those wanting a property with character and room to grow.
Source: SparkMLS
About this home
Located in James Township in Saginaw, this property offers 3-bedroom, 1-bath, with original construction dating to 1900.
Listed at $104,900.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.91 acres
Year Built1900
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
Garage1.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/15/2026
Original Price$129,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #16114072008000
Source: SparkMLS
Legal Description
COM AT NW COR OF SEC RUN TH S 429 FT TH E 297.5 FT TH N 429 FT TO N SEC LINE TH W 295.8 FT TO BEG EXC W 195.81 FT THEREOF 0.96 ACRE SEC 7 T11N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Abby Enszer
Berkshire Hathaway HomeServices
Frequently Asked Questions about 6935 Swan Creek Road, Saginaw, MI 48609
Which school district serves 6935 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50197702, 6935 Swan Creek Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 6935 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50197702, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6935 Swan Creek Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6935 Swan Creek Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6935 Swan Creek Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 6935 Swan Creek Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$680
Principal & interest$680
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6935 Swan Creek Road, Saginaw, MI 48609
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Municipality
James Township
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