Pending
6945 W Shelby Road, Shelby, MI 49455
$310,000
MLS # 26032303 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,256 sqftBuilt 19752.52 acres
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Listing Description
Welcome home to this beautifully maintained 3-bedroom, 2-bath home nestled on 2.5 private, wooded acres, set back from the road for peace and privacy. The completely updated kitchen is the heart of the home, offering modern finishes and plenty of space for cooking and gathering. The flexible floor plan includes a main-floor bedroom and full bath, while upstairs you'll find two additional bedrooms separated by a half bath with the potential to be expanded into a full bathroom. Above the attached two-stall garage is a spacious bonus room--perfect for a family room, home office, playroom, or guest space. Enjoy outdoor living with large front and back decks overlooking the beautiful, wooded setting. Additional features include a full dry basement offering excellent storage or future finishing potential, a whole-home generator for peace of mind, and a storage shed for all your outdoor equipment.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,256 sq ft home built in 1975 sits in Shelby.
Listed at $310,000 (about $137/sq ft).
Estimated annual property tax: $1,408, or about $117 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,256 sqft
Lot Size2.52 acres
Year Built1975
Stories2
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleChalet
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,408
Tax Year2025
Assessed Value$120,800
Parcel #011-015-300-13
Source: SparkMLS
Legal Description
PARCEL: THE NORTH 235 FEET OF THE EAST 330 FEET OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 15, TOWNSHIP 14 NORTH, RANGE 18 WEST, BENONA TOWNSHIP, OCEANA COUNTY, MICHIGAN, RESERVING, HOWEVER, TO THE SELLER AN EASEMEN T 25 FEET IN WIDTH THE CENTER OF WHICH IS THE CENTER OF THE EXISTING DRIVEWAY ACROSS PARCEL FOR THE PURPOSES OF INGRESS AND EGRESS AND THE PLACING OF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carrie Eppard
Five Star Real Estate - N Musk
Frequently Asked Questions about 6945 W Shelby Road, Shelby, MI 49455
What school district is 6945 W Shelby Road, Shelby, MI 49455 in?
Per MLS# 26032303, this property is served by Shelby. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26032303, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032303, the most recent reported annual property tax for 6945 W Shelby Road, Shelby, MI 49455 is $1,408 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6945 W Shelby Road, Shelby, MI 49455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6945 W Shelby Road, Shelby, MI 49455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
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Monthly payment$2,011
Principal & interest$2,011
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
6945 W Shelby Road, Shelby, MI 49455
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County
Macomb County
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