For Sale
695 W Cass Avenue Road, Bay City, MI 48708
$99,000
MLS # 20261042194 (Realcomp)
3 beds2 baths1,841 sqftBuilt 19001.6 acres
1 / 52
Listing Description
Great Investment Opportunity on 1.6 Private Acres in Portsmouth Township! This beautiful 1.6-acre property offers plenty of potential for investors, renovators, or anyone looking for a spacious homesite. Property includes Farm house and a large shed. Barn nearby is not part of this property. The existing farmhouse is being sold AS IS and is in need of significant repairs. The home currently has no plumbing or heat, as the pipes froze and the water has been turned off. A forced-air furnace is located in the basement but will require hookup and further evaluation. The property features city water available at the road, providing convenient utility access for future improvements. Mature trees and lush foliage create a private, scenic setting that enhances the property's appeal. With ample space on the lot, there is also the possibility of placing a modular home on the property for those who prefer new construction rather than renovating the existing farmhouse. Whether you're looking for a renovation project, a building site, or an investment property with great potential, this Portsmouth Township acreage is worth a look.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,841 sq ft home built in 1900 sits in Bay City.
Asking $99,000 (about $54/sq ft).
Estimated annual property tax: $2,137, or about $178 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,841 sqft
Lot Size1.6 acres
Year Built1900
Stories2
Location
CityBay City
MunicipalityPortsmouth Twp
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionWood Siding
BasementMichigan Basement
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/10/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$2,137
Parcel #0913003920001001
Source: SparkMLS
Legal Description
COM 471.31 FT E OF N 1/4 COR OF SEC TH S 248 FT TH E 273 FT TH N 93 FT TH E 12 FT TH N 155 FT TH W 285 FT TO BEG. SEC.6,T13N,R6E 2-28-85
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Peggy Wimmer
Cary Real Estate
Frequently Asked Questions about 695 W Cass Avenue Road, Bay City, MI 48708
What school district is 695 W Cass Avenue Road, Bay City, MI 48708 in?
Per MLS# 20261042194, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261042194, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261042194, the most recent reported annual property tax for 695 W Cass Avenue Road, Bay City, MI 48708 is $2,137. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 695 W Cass Avenue Road, Bay City, MI 48708 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 695 W Cass Avenue Road, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portsmouth Twp police department or the Bay County sheriff's office.
Map
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Monthly payment$642
Principal & interest$642
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
695 W Cass Avenue Road, Bay City, MI 48708
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