For Sale
6970 W Higgins Lake Drive, Roscommon, MI 48653
$1,450,000
MLS # 201839482
6 beds1 bathBuilt 1940
1 / 64
Listing Description
Over 100 feet of prime frontage on Higgins Lake! Immaculately maintained 6-bedroom, 1½-bath classic Michigan cottage offering exceptional space, character, and comfort. Step back in time to the era of Chris-Crafts, barefoot summers, and unforgettable gatherings overlooking the lake. Open-concept living and dining areas capture serene lake views, along with the spacious lower-level bedroom. A rare find for its size, condition, and setting, featuring a beautiful sandy beach ideal for enjoying Higgins Lake living. The large garage includes an additional full bathroom for added convenience. Home also features a whole-house Generac generator and central air. A special opportunity to own a timeless Higgins Lake legacy property on one of Michigan's most sought-after lakes., Age: 31+ Years Approx
Source: SparkMLS
About this home
6-bedroom, 1-bath home in Roscommon built in 1940.
Asking $1,450,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms1
Year Built1940
Location
CityRoscommon
MunicipalityLyon Twp
Zip Code48653
CountyRoscommon
Sale & Financing
Listed4/16/2026
Original Price$1,900,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diane Ocenasek
RE/MAX of Higgins Lake
Frequently Asked Questions about 6970 W Higgins Lake Drive, Roscommon, MI 48653
Is 6970 W Higgins Lake Drive, Roscommon, MI 48653 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6970 W Higgins Lake Drive, Roscommon, MI 48653 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lyon Twp police department or the Roscommon County sheriff's office.
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Monthly payment$9,405
Principal & interest$9,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6970 W Higgins Lake Drive, Roscommon, MI 48653
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