Under Contract
699 S State Street, St. Ignace, MI 49781
$660,000
MLS # 201841280
3 beds1 bathBuilt 501 acres
1 / 31
Listing Description
Watch boats & sunrises from this Lake Huron home with 320 ft lake frontage. This 1336 +/- sq ft cape cod home features 3 bedrooms, a fireplace, walkout basement, 2-car garage and original log cabin (home needs work) all within walking distant to parks, marina and shopping. Min. lot size in district is 80 ft; property splits allowed. Renovate or tear down & build new home(s). Check out land values, it's like getting the structures for free. Listed at current appraised value, Age: 31+ Years Approx
Source: SparkMLS
About this home
Located in St. Ignace, this property offers 3-bedroom, 1-bath, with original construction dating to 50.
Asking $660,000.
Electric service is provided by Cloverland Electric Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1 acres
Year Built50
Location
CitySt. Ignace
Zip Code49781
CountyMackinac
Sale & Financing
Listed7/5/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy Shepard
Mackinac Properties, Inc
Frequently Asked Questions about 699 S State Street, St. Ignace, MI 49781
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 699 S State Street, St. Ignace, MI 49781 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 699 S State Street, St. Ignace, MI 49781 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 699 S State Street, St. Ignace, MI 49781?
Per Michigan Public Service Commission service territory data: Electric: Cloverland Electric Cooperative. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$4,281
Principal & interest$4,281
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cloverland Electric Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
699 S State Street, St. Ignace, MI 49781
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