For Sale
7 S 12th Street, Niles, MI 49120
$219,000
MLS # 26026895 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,374 sqftBuilt 19300.11 acres
1 / 15
Listing Description
Step inside this beautifully re-imagined 4-bedroom Niles charmer where old-world character meets sleek, modern living. Taken down to the studs and rebuilt with today's buyer in mind. Complete new electrical and plumbing systems for peace of mind. New high-efficiency furnace and central A/C. Living spaces wrapped in fresh drywall, trim, and designer paint. A show-stopping kitchen with contemporary cabinetry, solid-surface counters, new appliances, and statement lighting. Stylish full bath featuring on-trend tile, modern fixtures, and tub. Four generous bedrooms. New mechanicals that let you move in and start living. All of this is tucked inside a classic Niles residence, delivering a rare blend of historic charm and comfort just minutes from downtown shops, eateries, and scenic riverfront parks.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 4-bedroom, 1-bath, 1,374 sq ft, with original construction dating to 1930.
Asking $219,000 (about $159/sq ft).
Estimated annual property tax: $1,080, or about $90 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,374 sqft
Lot Size0.11 acres
Year Built1930
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Storm Sewer
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed6/3/2026
Original Price$239,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,080
Tax Year2024
Assessed Value$29,066
Parcel #11-72-0840-0023-02-7
Source: SparkMLS
Legal Description
THE W1/2 OF LOT 23 & THE N 12' OF THE W1/2 OF LOT 24 JACOB BEESON'S ADD TO NILES SUR 1500/807
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Richard Shepardson
RE/MAX by the Lake
Frequently Asked Questions about 7 S 12th Street, Niles, MI 49120
Which school district serves 7 S 12th Street, Niles, MI 49120?
Per MLS# 26026895, 7 S 12th Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 7 S 12th Street, Niles, MI 49120?
Per MLS# 26026895, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7 S 12th Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,080 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7 S 12th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 7 S 12th Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7 S 12th Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7 S 12th Street, Niles, MI 49120
View full property history →
Municipality
Niles
View all listings →
Get email alerts for new listings near 7 S 12th Street
We'll notify you when something hits the market in Niles or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.