For Sale
7 W 4 Mile Road, Luther, MI 49656
$509,000
MLS # 25043768 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,339 sqftBuilt 20032.22 acres
1 / 56
Listing Description
A Rare Little Manistee River Retreat This property offers an extraordinary lifestyle that simply can't be captured by an automated valuation. Front-row access to Northern Michigan's outdoors. Step out your back door and into outstanding hunting on nearby public lands. Prime frontage on the Little Manistee River. Enjoy a beautiful sandy-bottom river ideal for swimming, floating, kayaking, and relaxing with family and friends. Exceptional brown trout fishing. Cast from your own backyard on one of Michigan's most respected trout streams, known for producing outstanding wild brown trout. Ride from home. Direct side-by-side and ATV trail access from your driveway means your adventure begins the moment you leave the garage--no trailer required. Remarkable peace and quiet. Wake each morning to the sounds of birds, flowing water, and rustling pines instead of traffic and city noise. Unmatched privacy.
Source: SparkMLS
About this home
Located in Luther, this property offers 5-bedroom, 2-bath, 2,339 sq ft, with original construction dating to 2003.
Asking $509,000 (about $218/sq ft).
Property tax estimate: $2,472 per year ($206/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,339 sqft
Lot Size2.22 acres
Year Built2003
Stories2
Location
CityLuther
MunicipalityPeacock Twp
Zip Code49656
CountyLake
School DistrictBaldwin
Construction & Systems
StyleCabin, Carriage, Log Home
ConstructionLog
BasementSlab
Garage5 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed6/30/2026
Original Price$525,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,472
Tax Year2024
State Equalized Value$234,000
Taxable Value$104,412
Assessed Value$104,412
Homestead (PRE)1%
Parcel #06-013-003-01
Source: Public Records
Legal Description
PE13 1-1 N E 8 RDS OF NE 1/4 NE 1/4. LYING N OF LITTLE MANISTEE RIV SEC 13 T19N R13W. 1.91 A M/L.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Audrey Taber
Irons Real Estate
Frequently Asked Questions about 7 W 4 Mile Road, Luther, MI 49656
Which school district serves 7 W 4 Mile Road, Luther, MI 49656?
Per MLS# 25043768, 7 W 4 Mile Road, Luther, MI 49656 is in the Baldwin boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Baldwin directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25043768, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7 W 4 Mile Road, Luther, MI 49656?
Per public tax records, annual property taxes for this property are $2,472 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7 W 4 Mile Road, Luther, MI 49656 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 7 W 4 Mile Road, Luther, MI 49656?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Peacock Twp police department or the Lake County sheriff's office.
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Monthly payment$3,301
Principal & interest$3,301
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
7 W 4 Mile Road, Luther, MI 49656
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