For Sale
700 N Van Buren Street, Bay City, MI 48708
$309,900
MLS # 50203962 (MiRealSource)
4 beds2 bathsBuilt 19000.17 acres
1 / 53
Listing Description
Timeless character meets endless potential in this stunning historic home. Featuring 4 spacious bedrooms and 2 full bathrooms, this property showcases classic charm with unique architectural details throughout, including a rare second staircase that adds both function and elegance. The home offers a large attic space perfect for future expansion, storage, or creative use. Outside, you’ll find an impressive 3-car garage with a fully finished loft above, ideal for a studio, workspace, guest suite, or additional income potential. If you’ve been searching for a home with soul, space, and opportunity—this is it.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Bay City in Bay City built in 1900.
Asking $309,900.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.17 acres
Year Built1900
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionWood Siding
Garage3 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/9/2026
Original Price$314,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shawn McNeil
HOMEFLO
Frequently Asked Questions about 700 N Van Buren Street, Bay City, MI 48708
What school district is 700 N Van Buren Street, Bay City, MI 48708 in?
Per MLS# 50203962, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 700 N Van Buren Street, Bay City, MI 48708?
Per MLS# 50203962, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 700 N Van Buren Street, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 700 N Van Buren Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 700 N Van Buren Street, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$2,010
Principal & interest$2,010
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
700 N Van Buren Street, Bay City, MI 48708
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Municipality
Bay City
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