Under Contract
701 St Catherine Street, Ludington, MI 49431
$235,000
MLS # 26035926 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,184 sqftBuilt 18780.19 acres
1 / 35
Listing Description
Affordable Home Just Minutes from Lake Michigan! Don't miss your chance to own this charming 3-bedroom, 1-bath home in the heart of Ludington! This cozy home has had many important updates, including a newer roof, furnace, central air, and windows, giving you comfort and peace of mind. Enjoy the covered carport, which also makes a great patio for relaxing, grilling, or spending time with family and friends. Located just a few blocks from beautiful Lake Michigan and downtown Ludington, you'll be close to sandy beaches, parks, shops, restaurants, and local events. Whether you're looking for an affordable year-round home or the perfect summer getaway, this home is ready for you to enjoy everything Ludington has to offer. Schedule your showing today! Laundry was moved up to the third bedroom , basement is partially finished with drywall. Buyer to verify all data.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 1-bath, 1,184 sq ft, with original construction dating to 1878.
Asking $235,000 (about $198/sq ft).
Property tax estimate: $2,200 per year ($183/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,184 sqft
Lot Size0.19 acres
Year Built1878
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorBroadband
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,200
Tax Year2026
Assessed Value$56,156
Parcel #53-051-137-010-00
Source: SparkMLS
Legal Description
QUEVILLON'S ADDITION LOT 10 BLOCK 7.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debbie Bush
CENTURY 21 Bayshore
Frequently Asked Questions about 701 St Catherine Street, Ludington, MI 49431
Which school district serves 701 St Catherine Street, Ludington, MI 49431?
Per MLS# 26035926, 701 St Catherine Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26035926, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 701 St Catherine Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,200 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 701 St Catherine Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 701 St Catherine Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 701 St Catherine Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
701 St Catherine Street, Ludington, MI 49431
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Municipality
Ludington
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