For Sale
702 Bay Road, Bay City, MI 48706
$159,900
MLS # 50214628 (MiRealSource)
3 beds1 bathBuilt 19300.23 acres
1 / 26
Listing Description
Welcome to this unique 3-bedroom, 1-bath raised ranch across from the Saginaw Bay! The main level is filled with natural light, highlighting the incredible stained-glass cathedral windows and a cozy fireplace in the living room. The primary bedroom features high cathedral ceilings, while the other two bedrooms provide comfortable space. Outside, you’ll find a fantastic backyard space for entertaining or relaxing, plenty of driveway parking, and a detached 2-car garage. A truly special home!
Source: SparkMLS
About this home
Located in Bay City, this property offers 3-bedroom, 1-bath, with original construction dating to 1930.
Currently offered at $159,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.23 acres
Year Built1930
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
School DistrictBangor
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional, FHA, MSHDA, VA Loan
Source: SparkMLS
Tax Information
Parcel #010-A16-000-085-00
Source: SparkMLS
Legal Description
LOT 85 ASSESSOR'S PLAT OF APLIN BEACH SUB. AS RECORDED IN LIBER 12 OF PLATS PAGES 16-28 OF BAY COUNTY RECORDS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Zachary Kuch
EXP Realty LLC
Frequently Asked Questions about 702 Bay Road, Bay City, MI 48706
Which school district serves 702 Bay Road, Bay City, MI 48706?
Per MLS# 50214628, 702 Bay Road, Bay City, MI 48706 is in the Bangor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bangor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50214628, this listing accepts Cash, Conventional, FHA, MSHDA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 702 Bay Road, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 702 Bay Road, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 702 Bay Road, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,037
Principal & interest$1,037
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
702 Bay Road, Bay City, MI 48706
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