For Sale
702 Elk Avenue, Spring Lake, MI 49456
$1,895,000
MLS # 26038378 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,307 sqftBuilt 20140.23 acres
1 / 63
Listing Description
Welcome to exceptional waterfront living on the coveted main body of Spring Lake. Built in 2014 with outstanding energy efficiency, this custom home offers breathtaking water views, timeless finishes, and an effortless indoor-outdoor lifestyle. The open-concept floor plan is filled with natural light and features a beautifully appointed kitchen with a large center island and walk-in pantry, an inviting living room with a gas fireplace, and a spacious sitting room with soaring cathedral ceilings and a recently converted gas fireplace. The main-level primary suite captures stunning lake views and offers private patio access along with a spa-inspired ensuite. Upstairs, a waterfront loft provides the perfect office or reading retreat, while a guest bedroom and custom bunk room with four built-in queen beds, reading lights, power outlets, privacy curtains, and under-bed storage create exceptional accommodations.
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 3-bedroom, 3-bath, 2,307 sq ft, with original construction dating to 2014.
Currently offered at $1,895,000 (about $821/sq ft).
Annual property taxes run approximately $15,814 ($1,318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,307 sqft
Lot Size0.23 acres
Year Built2014
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Vllg
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleTraditional
ConstructionHardiPlank Type, Vinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/23/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$15,814
Tax Year2025
State Equalized Value$475,800
Taxable Value$368,841
Assessed Value$368,841
Homestead (PRE)100%
Parcel #70-03-16-449-017
Source: Public Records
Legal Description
LOTS 13 & 14, ALSO THAT PART OF VAC ELK AVE ADJ TO SD LOTS ON N STRENG & GILLELAND'S SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Listed for sale
$1,895,000
More Homes in Spring Lake Township
Listed by Brian David Klingel
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 702 Elk Avenue, Spring Lake, MI 49456
What school district is 702 Elk Avenue, Spring Lake, MI 49456 in?
Per MLS# 26038378, this property is served by Spring Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26038378, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038378, the most recent reported annual property tax for 702 Elk Avenue, Spring Lake, MI 49456 is $15,814 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 702 Elk Avenue, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 702 Elk Avenue, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Vllg police department or the Ottawa County sheriff's office.
Map
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Monthly payment$12,291
Principal & interest$12,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
702 Elk Avenue, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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