Sold
702 N Elm Street, Three Oaks, MI 49128
Sold on 09/23/2024 for$315,000
MLS # 24040318 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,055 sqftBuilt 19620.2 acres
1 / 32
Listing Description
DOWNTOWN VINTAGE!! LOCATED 10 mins. from Lake Michigan BEACHES, you'll have side-WALK access to downtown shops, THEATERS, cafes/bars, music in the park, farmer's markets and ART GALLERIES. Original hardwood floors, woodwork, windows, door knobs and built-ins throughout this CRAFTSMAN'S COTTAGE. Well-balanced by the DESIGNER's aesthetic of modern fixtures, metal cabinetry, quartz countertops, hexagon and rough-hewn tiled floors, and a light-filled FRONT PORCH with a playfully painted floor. Simple and effortless sophistication. Finer points include cottage white appliances, city water, city sewer, natural gas, newer furnace w/ central air, basement and attached GARAGE all on a lush CORNER LOT. This stunning home is a MUST SEE!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,055 sq ft home in Three Oaks Village in Three Oaks built in 1962.
Closed at $315,000 (about $299/sq ft).
Estimated annual property tax: $1,878, or about $157 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,055 sqft
Lot Size0.2 acres
Year Built1962
Stories1
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleCabin
ConstructionHardiPlank Type, Wood Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/25/2024
Sold Date9/22/2024
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,878
Tax Year2023
Assessed Value$77,100
Parcel #11-47-7200-0032-00-2
Source: SparkMLS
Legal Description
THE S 1/2 OF LOTS 7 & 8 BLK 3 SHEFFIELDS ADD TO VILL OF THREE OAKS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angella German
Coldwell Banker Realty
Frequently Asked Questions about 702 N Elm Street, Three Oaks, MI 49128
Which school district serves 702 N Elm Street, Three Oaks, MI 49128?
Per MLS# 24040318, 702 N Elm Street, Three Oaks, MI 49128 is in the River Valley School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 24040318, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 702 N Elm Street, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $1,878 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 702 N Elm Street, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 702 N Elm Street, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 702 N Elm Street, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 702 N Elm Street, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
702 N Elm Street, Three Oaks, MI 49128
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Municipality
Three Oaks Village
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