For Sale
7031 Applewood Drive, Charlevoix, MI 49720
$479,000
MLS # 1945032 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 20100.66 acres
1 / 74
Listing Description
Tucked at the end of a quiet cul-de-sac on a spacious double lot with the option to purchase the adjacent lot, this charming Charlevoix home offers the perfect blend of privacy and convenience, just a short walk to Michigan's stunning Lake Michigan beach. The main floor is designed for easy living, featuring 3/4 inch maple hardwood floors, a private primary suite, main floor laundry, and a cozy gas fireplace. While the finished garage and whole-home standby generator add everyday comfort and peace of mind. Outside, beautifully maintained perennial gardens and a full sprinkler system create a lush, low-maintenance yard you'll enjoy through every season. With the Charlevoix Hospital just half a mile away and all the charm of northern Michigan at your doorstep, this is a rare opportunity to own a truly special property in one of Michigan's most beloved lakeside communities.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Charlevoix built in 2010.
Asking $479,000.
Electric service is provided by City of Charlevoix; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.66 acres
Year Built2010
Stories1
Location
CityCharlevoix
MunicipalityCharlevoix
Zip Code49720
CountyCharlevoix
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/12/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$3,510
IncludesLawn/Yard Care, Snow Removal, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew J Dakoske
REMAX Bayshore - Union St TC
Frequently Asked Questions about 7031 Applewood Drive, Charlevoix, MI 49720
What financing options are available for 7031 Applewood Drive, Charlevoix, MI 49720?
Per MLS# 1945032, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7031 Applewood Drive, Charlevoix, MI 49720 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7031 Applewood Drive, Charlevoix, MI 49720 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Charlevoix. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlevoix police department or the Charlevoix County sheriff's office.
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Monthly payment$6,617
Principal & interest$3,107
HOA$3,510
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Charlevoix
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7031 Applewood Drive, Charlevoix, MI 49720
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