Sold
7039 Lapham, Waterford, MI 48329
Sold on 05/08/2026 for$257,000
MLS # 20261020323 (Realcomp)
3 beds2 baths1,990 sqftBuilt 19660.18 acres
1 / 34
Listing Description
Welcome 7039 Lapham, a lovingly cared-for home, proudly owned by the same owner for many years. From the moment you arrive, you’ll appreciate the inviting curb appeal and the sense of warmth that carries throughout the property. Inside, beautiful original hardwood floors add timeless character and charm, creating a space that feels both classic and comfortable.The fully finished basement offers additional living space perfect for entertaining, a home office, or a cozy retreat—giving you flexibility to fit your lifestyle. Car enthusiasts, hobbyists, or those needing extra workspace will love the mechanics garage, complete with an attached Florida room—an ideal spot to unwind, host gatherings, or simply enjoy a quiet morning coffee.Step outside and take advantage of the unbeatable location, just a short walk to both Williams and Maceday Lakes, where you can enjoy peaceful scenery, outdoor activities, and a true connection to nature.This home is more than just a place to live—it’s a space that has been cared for, enjoyed, and is ready for its next chapter.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,990 sq ft home built in 1966 sits in Waterford Township in Waterford.
This home sold for $257,000 (about $129/sq ft).
Estimated annual property tax: $3,429, or about $286 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,990 sqft
Lot Size0.18 acres
Year Built1966
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/2/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,231
State Equalized Value$112,770
Taxable Value$57,820
Parcel #1308302001
Source: Public Records
Legal Description
T3N, R9E, SEC 8 IDEAL COUNTRY CLUB LOTS 18 & 19 BLK 24
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Collin Shopshear
Thrive Realty Company
Frequently Asked Questions about 7039 Lapham, Waterford, MI 48329
What school district is 7039 Lapham, Waterford, MI 48329 in?
Per MLS# 20261020323, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261020323, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261020323, the most recent reported annual property tax for 7039 Lapham, Waterford, MI 48329 is $1,231. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7039 Lapham, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 7039 Lapham, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7039 Lapham, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,429
Monthly$286
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,809
Principal & interest$1,524
Property taxes$286
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7039 Lapham, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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