Sold
704 N Dockside Circle C5, Suttons Bay, MI 49682
Sold on 11/07/2025 for$950,000
MLS # 25043055 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,893 sqftBuilt 20050.01 acres
1 / 55
Listing Description
This is a rare opportunity to own a condo on Grand Traverse Bay, just steps from the charming town of Suttons Bay, and includes a 50-foot boat (deepwater) slip in front of the complex. Enjoy amenities like the Bay View clubhouse, indoor pool, hot tub, and tennis courts, with easy access to local art galleries, shops, festivals, and renowned restaurants. The location offers a short drive to top Northern Michigan attractions such as wineries, lighthouses, Sleeping Bear Dunes, Traverse City, North Port, and stunning nearby beaches. This is an ideal spot for both relaxation and adventure in Northern Michigan. This Executive style condo features: 2 bedrooms on the main floor featuring an ensuite master with a soaking tub, a beautiful main floor center-focused fireplace, custom trim, and higher-end finishings throughout, plus a separate walk-out studio with a full bath, great for a separate area for guests, and an attached garage. The condo is very open and airy and has an incredible view
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,893 sq ft home in Suttons Bay built in 2005.
Closed at $950,000 (about $502/sq ft).
Property tax estimate: $10,000 per year ($833/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,893 sqft
Lot Size0.01 acres
Year Built2005
Stories2
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
School DistrictSuttons Bay Public Schools
Construction & Systems
StyleRanch
ConstructionStone
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorElevator, Guest Quarters, Center Island, Eat-in Kitchen
Sale & Financing
Listed8/22/2025
Sold Date11/6/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$3,562 / Quarterly
IncludesWater, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$10,000
Tax Year2024
State Equalized Value$257,630
Taxable Value$211,362
Assessed Value$211,362
Parcel #043-201-028-00
Source: Public Records
Legal Description
UNIT 28 BAY VIEW CONDO VILLAGE OF SUTTONS BAY SEC 21 T30N R11W 0.01 A M/L MD L814 P867/1ST AMEND L852 P267/ 2ND AMEND L861 P13/ 3RD AMEND L902 P867 (VOIDED COURT ORDER L1261 P371) /4TH AMEND L914 P111 / 5TH AMEND L978 P995 / 6TH AMEND L1052 P856 /AMENDED & RESTATED L1243 P913/ 1ST AMEND DOC # 2020000380/ 2ND AMEND DOC # 2022004558/ 3RD AMEND DOC# 2022005773/ AFF 2023004381 2016 AMENDED & RESTART
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Rumble
EXP Realty LLC
Frequently Asked Questions about 704 N Dockside Circle C5, Suttons Bay, MI 49682
Which school district serves 704 N Dockside Circle C5, Suttons Bay, MI 49682?
Per MLS# 25043055, 704 N Dockside Circle C5, Suttons Bay, MI 49682 is in the Suttons Bay Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Suttons Bay Public Schools directly to confirm enrollment eligibility.
What financing options are available for 704 N Dockside Circle C5, Suttons Bay, MI 49682?
Per MLS# 25043055, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 704 N Dockside Circle C5, Suttons Bay, MI 49682?
Per public tax records, annual property taxes for this property are $10,000 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 704 N Dockside Circle C5, Suttons Bay, MI 49682 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 704 N Dockside Circle C5, Suttons Bay, MI 49682 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 704 N Dockside Circle C5, Suttons Bay, MI 49682. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 704 N Dockside Circle C5, Suttons Bay, MI 49682?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
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Mortgage Calculator
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Monthly payment$7,997
Principal & interest$6,810
HOA$1,187
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 Mbps186networksUnlicensed Fixed Wireless
50 MbpsBrightspeedDSL
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
704 N Dockside Circle C5, Suttons Bay, MI 49682
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