Sold
7048 Lapham, Waterford, MI 48329
Sold on 06/22/2026 for$240,000
MLS # 20261034052 (Realcomp)
3 beds1 bath1,239 sqftBuilt 19500.33 acres
1 / 33
Listing Description
Welcome to the cutest home in Waterford! This beautifully updated 3 bedroom, 1 bath ranch is ready for it's new owners. Step inside to an inviting open foyer that flows seamlessly into the updated kitchen featuring granite countertops, new cabinetry, and all included appliances. The home offers three spacious bedrooms and a stunning fully renovated bathroom. Major updates include a new furnace and A/C installed in 2024, giving you peace of mind for years to come. A huge laundry area includes both washer and dryer for added convenience. Outside, you’ll love the oversized two car garage with plenty of storage space, along with the incredible fenced backyard complete with a concrete patio, bonfire pit, and gazebo that stays with the home, perfect for entertaining or relaxing evenings outdoors. Nestled on a beautiful lot surrounded by mature trees in the heart of Waterford, this property also offers optional access to Williams Lake and is just minutes from Maceday Lake and Pontiac Lake State Recreation Area, this one is a must-see!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,239 sq ft home in Waterford Township in Waterford built in 1950.
Final sale price: $240,000 (about $194/sq ft).
Estimated annual property tax: $3,584, or about $299 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,239 sqft
Lot Size0.33 acres
Year Built1950
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
Sale & Financing
Listed5/13/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,447
State Equalized Value$117,860
Taxable Value$70,010
Parcel #1308301041
Source: Public Records
Legal Description
T3N, R9E, SEC 8 IDEAL COUNTRY CLUB LOTS 50, 51 & 52 BLK 25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jesse Hallac
Top Agent Realty
Frequently Asked Questions about 7048 Lapham, Waterford, MI 48329
What school district is 7048 Lapham, Waterford, MI 48329 in?
Per MLS# 20261034052, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261034052, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261034052, the most recent reported annual property tax for 7048 Lapham, Waterford, MI 48329 is $2,447. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7048 Lapham, Waterford, MI 48329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7048 Lapham, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$3,584
Monthly$299
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,758
Principal & interest$1,459
Property taxes$299
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7048 Lapham, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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