Sold
705 N Trumbull Street, Bay City, MI 48708
Sold on 11/10/2025 for$155,000
MLS # 20251018070 (Realcomp)
4 beds2 baths2,080 sqftBuilt 19530.27 acres
1 / 57
Listing Description
Discover the timeless charm and untapped potential of this 1953 Colonial-style duplex, nestled in the highly sought-after historical district and just moments from the hospital. With its sturdy brick and vinyl siding exterior, this side-by-side two-unit property offers classic appeal and the flexibility to suit investors, multi-generational families, or those envisioning conversion to a single-family home. Each vacant unit is thoughtfully designed with two bedrooms and a full bathroom upstairs, plus a kitchen, dining room, and living room downstairs, making it ready for immediate occupancy or rental income. Shared exterior entrances at the front and back—complete with an accessibility ramp in the rear—lead to secure private interior entrances for each side, ensuring privacy and convenience.Inside, the layout maximizes space and functionality, with each unit boasting its own utilities for independent living. A shared basement provides ample storage, including a separate area, while the attached two-car garage offers protected parking accessible via exterior doors. The expansive, fenced backyard invites outdoor enjoyment, featuring a handy storage shed for all your needs. Recent updates enhance peace of mind, including a new dwelling roof in 2017, garage roof in 2024, and shed roof in 2025.This property's versatility shines brightest in its possibilities: maintain it as a duplex for dual income streams, or possibly convert it to a single-family residence by reopening the closed-off door on the second floor. Vacant and poised for your vision, it's an ideal canvas for personalization, whether you're looking to generate revenue, accommodate extended family, or create your dream home in a prime location.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 4-bedroom, 2-bath, 2,080 sq ft, with original construction dating to 1953.
This home sold for $155,000 (about $75/sq ft).
Property tax estimate: $2,737 per year ($228/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,080 sqft
Lot Size0.27 acres
Year Built1953
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed7/15/2025
Sold Date11/9/2025
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,737
Parcel #0916002238203000
Source: SparkMLS
Legal Description
LOT 1 EX S 120 FT & EX N 100 FT THRF BLK 1 H J H SCHUTJES ADD TO HIS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Danny Bledsoe
Legacy Realty Professionals
Frequently Asked Questions about 705 N Trumbull Street, Bay City, MI 48708
Which school district serves 705 N Trumbull Street, Bay City, MI 48708?
Per MLS# 20251018070, 705 N Trumbull Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251018070, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 705 N Trumbull Street, Bay City, MI 48708?
Per public tax records, annual property taxes for this property are $2,737. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 705 N Trumbull Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 705 N Trumbull Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 705 N Trumbull Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 705 N Trumbull Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
705 N Trumbull Street, Bay City, MI 48708
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Municipality
Bay City
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