Sold
705 Richard Street, Holly, MI 48442
Sold on 08/22/2025 for$274,000
MLS # 20251017425 (Realcomp)
4 beds2 baths1,548 sqftBuilt 19550.31 acres
1 / 50
Listing Description
Located in a quiet neighborhood just a short walk from downtown Holly, this well-maintained 4-bedroom, 2-bath home offers both comfort and convenience. Enjoy easy access to major highways while still relishing the peaceful small-town feel. The home features a spacious 2-car garage and a large fenced-in yard—perfect for outdoor living, pets, or entertaining. A great opportunity to own in a desirable location close to shops, restaurants, and parks!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,548 sq ft home in Holly Village in Holly built in 1955.
This home sold for $274,000 (about $177/sq ft).
Estimated annual property tax: $3,278, or about $273 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,548 sqft
Lot Size0.31 acres
Year Built1955
Stories1
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly Area School District
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
Sale & Financing
Listed7/15/2025
Sold Date8/21/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,302
State Equalized Value$117,720
Taxable Value$79,180
Parcel #0128452034
Source: Public Records
Legal Description
T5N, R7E, SEC 28 LAKESIDE HOMESITES LOT 42
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Loren A Hotchkiss
Real Estate One-Oxford
Frequently Asked Questions about 705 Richard Street, Holly, MI 48442
Which school district serves 705 Richard Street, Holly, MI 48442?
Per MLS# 20251017425, 705 Richard Street, Holly, MI 48442 is in the Holly Area School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holly Area School District directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251017425, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 705 Richard Street, Holly, MI 48442?
Per public tax records, annual property taxes for this property are $3,302. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 705 Richard Street, Holly, MI 48442 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 705 Richard Street, Holly, MI 48442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 705 Richard Street, Holly, MI 48442. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 705 Richard Street, Holly, MI 48442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$3,278
Monthly$273
Millage rate27.8444 mills
Municipality: VILLAGE OF HOLLY
School district: HOLLY AREA SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,018
Principal & interest$1,745
Property taxes$273
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
705 Richard Street, Holly, MI 48442
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Municipality
Holly Village
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County
Oakland County
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