For Sale
705 State Street, Charlevoix, MI 49720
$606,000
MLS # 1947224 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19600.2 acres
1 / 15
Listing Description
Welcome to the perfect blend of charm, convenience, and elevated living! If you want to be in the heart of Charlevoix, this beautifully remodeled, in-town home is ideally situated in the heart of a very sought-after lake community, just a short walk to local restaurants, the marina, and the grocery store. Amazingly, this beautifully decorated home can come with most furnishings so you can begin enjoying this home immediately. Completely updated inside and out with high-end finishes throughout, this home showcases a stunning white interior featuring quartz countertops, custom cabinetry, designer fixtures, and a thoughtfully curated, modern aesthetic. Every detail has been carefully considered, creating a move-in-ready space that feels both luxurious and inviting. The main floor primary suite offers comfort and convenience, perfect for easy living or hosting guests. Step outside and enjoy the large backyard—an ideal setting for entertaining, gardening, or simply relaxing in your own private outdoor retreat. The darling curb appeal adds to the home’s charm, making a lasting first impression. Whether you're searching for a full-time residence or a weekend escape, this exceptional property delivers the best of in-town living paired with a laid-back lakeside lifestyle. Must See! Most furnishings are available.
Source: SparkMLS
About this home
Located in Charlevoix in Charlevoix, this property offers 4-bedroom, 3-bath, with original construction dating to 1960.
Currently offered at $606,000.
Electric service is provided by City of Charlevoix; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.2 acres
Year Built1960
Stories2
Location
CityCharlevoix
MunicipalityCharlevoix
Zip Code49720
CountyCharlevoix
Construction & Systems
BasementMichigan Basement, Other
HeatingNatural Gas, Baseboard, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Novotny
Unknown Office
Frequently Asked Questions about 705 State Street, Charlevoix, MI 49720
What type of financing is accepted for this listing?
Per MLS# 1947224, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 705 State Street, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 705 State Street, Charlevoix, MI 49720 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 705 State Street, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: City of Charlevoix. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlevoix police department or the Charlevoix County sheriff's office.
Map
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Monthly payment$3,931
Principal & interest$3,931
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Charlevoix
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
705 State Street, Charlevoix, MI 49720
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Municipality
Charlevoix
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