Sold
705 W Breckenridge Street, Ferndale, MI 48220
Sold on 05/05/2026 for$346,000
MLS # 20261019341 (Realcomp)
3 beds2 baths1,462 sqftBuilt 19250.17 acres
1 / 58
Listing Description
***All offers are due Monday, April 13, 2026 at 12:00PM.*** Opportunity is knocking to build some sweat equity. Charming 100-year-old cedar shake colonial home in highly desired NW Ferndale needs a few cosmetic updates. Home offers a great floor plan with charm and character intact, including an enclosed front porch, wet plaster archways, hardwood floors, original doors and hardware, a wood-burning fireplace, formal dining room, and a beautiful bonus room off the living room with fabulous natural light. Three good sized bedrooms and a full bath upstairs. Powder room located on the entry level. Space-Pak central air, a newer boiler and a clean, dry, waterproofed basement with ample built-in shelves, and a large, treed lot with a storage shed. Newer aggregate porch, front walk and driveway. This home is truly walkable to parks, schools, shopping, library and all the wonderful things downtown Ferndale offers. Home is being sold by estate As-Is, the price reflects the condition. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,462 sq ft home in Ferndale in Ferndale built in 1925.
Closed at $346,000 (about $237/sq ft).
Annual property taxes run approximately $3,901 ($325/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,462 sqft
Lot Size0.17 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionWood Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/2/2026
Sold Date5/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,901
State Equalized Value$168,540
Taxable Value$74,870
Parcel #2528478022
Source: Public Records
Legal Description
T1N, R11E, SEC 28 WOODWARD HTS SUB LOT 390, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 705 W Breckenridge Street, Ferndale, MI 48220
What school district is 705 W Breckenridge Street, Ferndale, MI 48220 in?
Per MLS# 20261019341, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 705 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20261019341, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019341, the most recent reported annual property tax for 705 W Breckenridge Street, Ferndale, MI 48220 is $3,901. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 705 W Breckenridge Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 705 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 705 W Breckenridge Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
705 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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