Pending
705 W Jenny Street, Bay City, MI 48706
$135,000
MLS # 50209053 (MiRealSource)
2 beds1 bathBuilt 19400.09 acres
1 / 17
Listing Description
Welcome to 705 W. Jenny Street! This adorable, move-in ready 2-bedroom, 1-bath ranch in Bay City offers easy, low-maintenance living with thoughtful updates throughout. The home feels warm and welcoming from the moment you walk in. The beautifully finished basement features reclaimed wood accents that add character and create the perfect cozy space to relax or entertain. Outside, you’ll love the fenced yard, two separate driveways, and spacious detached 1.5-car garage with extra room for storage or hobbies. Cute, updated, and easy to maintain; this home is ready for its next owner to simply move in and enjoy! Sale is subject to the seller finding suitable housing.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1940 sits in Bay City in Bay City.
Listed at $135,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.09 acres
Year Built1940
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding
Garage1.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #160-020-353-002-00
Source: SparkMLS
Legal Description
E 1/2 OF LOT 1 & E 1/2 OF N 1/2 OF LOT 2 BLK 18 FITZHUGH & KIESELS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lindsey Flynn
Century 21 Signature Realty
Frequently Asked Questions about 705 W Jenny Street, Bay City, MI 48706
What school district is 705 W Jenny Street, Bay City, MI 48706 in?
Per MLS# 50209053, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50209053, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 705 W Jenny Street, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 705 W Jenny Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 705 W Jenny Street, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
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Monthly payment$876
Principal & interest$876
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
705 W Jenny Street, Bay City, MI 48706
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Municipality
Bay City
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