Under Contract
706 W Loomis Street, Ludington, MI 49431
$438,000
MLS # 24027932 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19100.19 acres
1 / 28
Listing Description
Back on the market with repaired porch/soffits and rentals in already in place for Summer 2025. Great family retreat or 2 unit rental home with a view of the Municipal Marina, 2 blocks to the beach and downtown Ludington. The two units are currently used as rentals and are grandfathered in by the city for daily, weekly or monthly rentals. Fully furnished and booked very solid for the rest of the Summer if you wish to continue to rent the units it is a turn key operation. For additional pictures and information https://www.ludingtoncottagerentals.com/the-dock-house
Source: SparkMLS
About this home
Asking $438,000.
Property tax estimate: $5,818 per year ($485/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.19 acres
Year Built1910
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionShingle Siding, Wood Siding
BasementFull
HeatingBaseboard, Forced Air
SewerPublic Sewer
UtilitiesCable Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed6/3/2025
Original Price$490,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,818
Tax Year2024
State Equalized Value$156,600
Taxable Value$111,130
Assessed Value$107,789
Parcel #051-105-281-00
Source: Public Records
Legal Description
ORIGINAL PLAT LOT 8 BLOCK 51.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sean McDonald
Homewaters, LLC
Frequently Asked Questions about 706 W Loomis Street, Ludington, MI 49431
What school district is 706 W Loomis Street, Ludington, MI 49431 in?
Per MLS# 24027932, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 24027932, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24027932, the most recent reported annual property tax for 706 W Loomis Street, Ludington, MI 49431 is $5,818 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 706 W Loomis Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 706 W Loomis Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 706 W Loomis Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,841
Principal & interest$2,841
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
706 W Loomis Street, Ludington, MI 49431
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Municipality
Ludington
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