For Sale
707 E State Street, Traverse City, MI 49686
$610,000
MLS # 1944764 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 2009
1 / 28
Listing Description
Experience the ultimate Traverse City lifestyle in this flawlessly maintained 3 br, 3 ba downtown retreat. Located 1 block East of the city core, this lightly used condo offers the perfect balance of "like new" luxury and unbeatable walkability. Just steps from F&M Park, the TART Trail, West Bay Beaches, world-class restaurants, boutiques, and pubs. Wake up to a "water View" from you master suite. Oversize one car garage and additional parking. This condo shows like a model home. Interior and exterior professional drone video in the virtual tour link.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 2009 sits in Traverse City in Traverse City.
Listed at $610,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Year Built2009
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Original Price$650,000
Terms AcceptedCash, Conventional, FHA, MSHDA
HOA
HOA Fee$4,200
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ken Kleinrichert
@properties Christie's Int'l
Frequently Asked Questions about 707 E State Street, Traverse City, MI 49686
What type of financing is accepted for this listing?
Per MLS# 1944764, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 707 E State Street, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 707 E State Street, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$8,156
Principal & interest$3,956
HOA$4,200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
707 E State Street, Traverse City, MI 49686
View full property history →
Municipality
Traverse City
View all listings →
Get email alerts for new listings near 707 E State Street
We'll notify you when something hits the market in Traverse City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.